Credit Card Processing
Accept Credit & Debit Card Payments
No matter if you sell online, in-store, or both — having a merchant account that supports your business is essential to growth.
Our Solutions Include:
- Credit Card Terminals – reliable countertop and wireless options
- POS Systems – tailored to your business needs
- Payment Gateways – secure online processing
- Full PCI Compliance – keeping customer and business data protected
- Subscription & Recurring Billing – manage subscriptions with ease
- Invoicing – send and track digital invoices instantly
- Chargeback Prevention Tools – stay ahead of chargebacks
Zero Processing Fees Program
RAC Financial gives businesses multiple ways to eliminate or offset credit card processing fees, putting more money back into your bottom line.
Our Programs:
Dual Pricing & Cash Discount – Eliminate 100% of processing fees by presenting a cash price and a card price, fully compliant with card brand rules and approved in all 50 states. We provide signage and support for a smooth rollout.
Surcharge Program – Add a small fee to credit card transactions while offering debit and cash at no extra cost. This keeps you compliant with Visa, MasterCard, and state regulations, while passing processing costs directly to credit card users.
ACH & Virtual Card Payments
Accounts Payable Solutions:
- Pay Suppliers & Vendors Faster — streamline every transaction with secure, digital payments.
- Automate & Monetize Your Payables — cut down manual work while turning payments into a profit center.
- Expand Payment Options — give your vendors more ways to get paid, on their terms.
- Gain Full Visibility — track, manage, and optimize supplier payments in real time.
Banking & Payroll
RAC Financial gives businesses multiple ways to eliminate or offset credit card processing fees, putting more money back into your bottom line.
Our Programs:
- Seamless Merchant Account Connection – link your merchant services directly to banking and payroll.
- Faster Funding – accelerate cash flow with next-day (or same-day) deposits.
- Optimize Your Working Capital – keep more money available to run and grow your business.
- Integrated Payroll Solutions – simplify employee payments and compliance with one connected platform.
Get Started Quick & Easy
How it works
Consultation Call
Submitted Application
Underwriting Review
Approved
OUR PARTNERS AND INTEGRATIONS
Unlimited Processing Solutions
